> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mumtalakat.sa/llms.txt
> Use this file to discover all available pages before exploring further.

# Contract, Closing & Commission for Sellers on Mumtalakat

> The five contract phases from signing to handover, who signs first, payment through the platform, and how the commission works and when it's due.

Once you accept a buyer's offer, the deal moves into the contract flow. This page walks a seller through the five phases from signing to handover, and explains exactly when and how the commission is due.

## The five contract phases

<Steps>
  <Step title="Contract prepared">
    The sale contract is drawn up with the agreed terms (price, scope, conditions).
  </Step>

  <Step title="Owner signs first">
    The **project owner always signs first**, then the buyer signs. This order is fixed.
  </Step>

  <Step title="Payment through the platform">
    The buyer pays by **direct bank transfer**, uploads proof of transfer, and the payment is confirmed on-platform.
  </Step>

  <Step title="Handover">
    Ownership and assets are handed over per the contract, and the deal documents are stored securely.
  </Step>

  <Step title="Close">
    The deal is marked closed and archived with its documents.
  </Step>
</Steps>

<Note>
  The owner signing first is deliberate — it commits the seller's terms before the buyer countersigns, so both sides sign the same, final document.
</Note>

## Payment

All payment runs **through the platform** — a direct bank transfer, then proof of transfer, then confirmation. Paying on-platform protects both parties and keeps the deal record complete.

<Warning>
  Do not settle payment or share bank details through external channels. On-platform payment is what protects the transaction and the commission.
</Warning>

## Commission

Mumtalakat's brokerage commission is set out in the **brokerage agreement** you sign, plus VAT, and is due **on close** of the deal.

* It is calculated on the final sale value.
* It is due when the deal closes — not at listing, and not for browsing or receiving interest.
* Circumventing the commission by taking the deal off-platform is prohibited. See [Commission protection](/en/concepts/commission-protection).

## Next step

<CardGroup cols={2}>
  <Card title="Commission protection" icon="shield-halved" href="/en/concepts/commission-protection">
    Why the commission exists and how anti-circumvention protects both sides.
  </Card>

  <Card title="Plans & commission" icon="layer-group" href="/en/start/plans">
    Compare the annual plans and review the commission structure.
  </Card>

  <Card title="Contract templates" icon="file-pen" href="/en/sellers/contract-templates">
    Design your contract once — every deal auto-fills onto your active template.
  </Card>
</CardGroup>