> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mumtalakat.sa/llms.txt
> Use this file to discover all available pages before exploring further.

# Broker Commission and Payouts on Mumtalakat

> How your commission accrues automatically when a deal closes, what amount it is calculated on, and the stages it passes through to reach your bank account.

## What is your share calculated on?

<Warning>
  Your share is calculated on **Mumtalakat's commission from the deal**, not on the deal value. This is the most commonly misread point in the programme, and the difference between the two readings is large.
</Warning>

Your rate and your attribution window are both shown on your dashboard on the **Your programme terms** card — that card is the reference, because they can differ from one broker to another.

## Accrual is automatic

When a deal closes for a buyer attributed to you, inside your attribution window, **your commission is recorded automatically** and you are notified. You do not need to claim it or file anything.

<Info>
  The rate is **frozen at the moment of booking**. If your rate changes later, commissions already recorded keep the rate they were booked at — and you are notified of any change.
</Info>

## Commission stages

| Stage    | What it means                                             |
| -------- | --------------------------------------------------------- |
| Accrued  | Recorded automatically at close, awaiting review          |
| Approved | Reviewed and confirmed by the team                        |
| Payable  | Counted in your payable balance                           |
| Paid     | Transferred to you, with proof of transfer attached       |
| Reversed | Cancelled before payout, for a written reason sent to you |

<Note>
  **A reversal cannot happen after payout.** And it cannot happen without a reason — the reason is required by the system, reaches you in a notification, and is shown in your wallet.
</Note>

## Two conditions for payout

No payout is created for you until both are in place:

1. **Verified identity**, approved.
2. **A bank account in your own name**, added in your wallet.

Your verification state is shown in your account menu at the top of the page: **Verified**, **Verification under review**, or **Not verified**.

## Auto-withdraw

From your wallet you can switch it on and set a **rhythm** (weekly or monthly) and a **minimum balance**. Your payable commissions are then bundled automatically into a single payout that enters the payouts queue, and you are notified.

<Warning>
  The transfer itself is **made by the finance team** as a bank transfer with proof — it is not automated. What is automated is **assembling the payout** on your rhythm, not sending the money.
</Warning>

## Your financial record

Your **wallet** shows your payable, paid and in-flight balances and every commission with its stage. Your **statement** is a downloadable chronological record — and every payout carries its proof of transfer.

## Next

<CardGroup cols={2}>
  <Card title="Promotion & the design studio" icon="bullhorn" href="/en/brokers/promotion-and-studio">
    A higher rate conditional on a target, and cards you design for a specific listing.
  </Card>

  <Card title="Commission protection" icon="shield-halved" href="/en/concepts/commission-protection">
    How the platform protects commission against circumvention.
  </Card>
</CardGroup>